Sharon Gerber, Senior Loan Officer • 2970 Kele St., #202, Lihue, HI 96766 • Office: (808) 241-7711 • Cell: (808) 635-7283
Welcome to Sharon Gerber's Website
Your Source for Mortgages on Kauai!


The first question that almost everybody asks when shopping for a mortgage is “What is today’s interest rate?”  Now that is a bit like asking about the price of a vehicle.  There is a base price and then depending on different features, there is the actual price.

Interest rates are based on the following criteria:

  • Type of mortgage, for example, 30 Year Fixed Conventional, Jumbo,  FHA, USDA, VA
  • Whether it is a purchase, refinance, or cash out refinance
  • Occupancy
  • Number of Units
  • Loan-to-Value
  • Credit score
  • Loan Amount


Let me  help you to get the best interest rate and the best loan product for your financial situation. Loan products are available for single family residences, land, multi-unit properties, condos, condotels and CPR'd properties. Conforming and Jumbo, Conventional, Rural Housing and VA loan products are all available. Rates are very competitive.  Providing you with excellent customer service is my specialty. Please give me a call to discuss any real estate financing questions.
 
Quick Quote! Get Our Current Fixed Rates!
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Mortgage Calculator

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Duration:
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Interest rate:
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Thankyou Letter

Aloha Sharon,

I just wanted to tell you how much my wife and I enjoyed working with you in the course of securing a loan for the Halelani Village property we recently closed on. Besides your knowledge of the lending business, your candor and particularly your execellent communication skills underscore the high level of professionism you bring to your clients. You are the only one on my list for any future real estate lending needs that may come along for us or for any of our friends.

Thanks again!

 

Karl & Rachel Forer

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