Sharon Gerber, Senior Loan Officer • 2970 Kele St., #202, Lihue, HI 96766 • Office: (808) 241-7711 • Cell: (808) 635-7283
Welcome to Sharon Gerber's Website
Your Source for Mortgages on Kauai!


The first question that almost everybody asks when shopping for a mortgage is “What is today’s interest rate?”  Now that is a bit like asking about the price of a vehicle.  There is a base price and then depending on different features, there is the actual price.

Interest rates are based on the following criteria:

  • Type of mortgage, for example, 30 Year Fixed Conventional, Jumbo,  FHA, USDA, VA
  • Whether it is a purchase, refinance, or cash out refinance
  • Occupancy
  • Number of Units
  • Loan-to-Value
  • Credit score
  • Loan Amount


Let me  help you to get the best interest rate and the best loan product for your financial situation. Loan products are available for single family residences, land, multi-unit properties, condos, condotels and CPR'd properties. Conforming and Jumbo, Conventional, Rural Housing and VA loan products are all available. Rates are very competitive.  Providing you with excellent customer service is my specialty. Please give me a call to discuss any real estate financing questions.
 
Quick Quote! Get Our Current Fixed Rates!
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Mortgage Calculator

Loan amount:

(Use "." for Decimals)
Duration:
years
Interest rate:
%
Monthly repayments:
$
Total to be re-paid:
$
Customers for Life

There was only a tiny window of opportunity for the best mortgage rate of the year; Sharon Gerber anticipated it, waited for it, and jumped right on it for us the minute is was available. We have bought and sold dozens of properties in our lives, here on Kauai and on the mainland, and have never worked with a mortgage broker as knowledgeable, attentive, and pleaseant as Sharon.

- Toni & Dick Morath
Princeville, HI

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